Argentina
PSP CP (Payment Service Provider with
Payment Processing)
Argentina: PSP CP License
**Special Note** As of April 14, 2025 the Argentina government has lifted the Foreign Exchange Restrictions on the US dollar. The means new norms will follow shortly, allowing Banks to offer Crypto, and PSPs to offer crypto and USD services.
Securing a PSP license in Argentina provides financial service providers with legal clarity and operational legitimacy in a fast-evolving market. Licensed PSPs are recognized as regulated entities, which builds trust with consumers, financial institutions, and business partners. This recognition is particularly important for companies aiming to offer services such as digital payments, mobile wallets, merchant processing, and cross-border transaction solutions. The license ensures adherence to local anti-money laundering (AML) and counter-terrorism financing (CTF) frameworks, enhancing the company’s reputation and security posture.
With rising demand for digital payments, PSPs in Argentina are uniquely positioned to fill the gap between traditional financial services and modern user expectations. The licensing framework allows providers to design and implement agile payment solutions that can support e-commerce, business-to-business (B2B) transactions, and real-time payment ecosystems. In doing so, licensed entities are not only meeting regulatory standards but are also empowering businesses and consumers to transact with greater speed, convenience, and reliability.
Another key advantage of holding a PSP license in Argentina is access to smoother integration with banks, card networks, and financial technology partners. With this regulatory backing, providers can strengthen their partnerships and expand their services across sectors. This enhances both the scalability and sustainability of their offerings, paving the way for innovation and long-term success in one of Latin America’s most promising financial markets.
By obtaining a PSP license in Argentina, companies gain the ability to operate within a supportive legal framework while remaining agile and competitive in an economy that increasingly values digital solutions. With the right infrastructure and a clear path to compliance, PSPs are well-positioned to lead the next wave of payment innovation in Argentina.
Company setup with Payment Service Provider (PSP) CP License (gaming & gambling friendly) in Argentina; regulated by BCRA.
Payment Service Providers that offer payment accounts:
- IBAN issuing (CVU), send, receive and transfer.
- Local ARS, instant transfer & USD account.
- Prepaid & Debit cards issuing.
- Card acquiring, card processing.
PSPCP License in Argentina allows for the following:
- Opening and Managing Payment Accounts
- Processing Payments
- Issuing Payment Instruments
- Enabling Electronic Transfers
- Providing Payment Gateway Services
PSP cost: from 29,900€
*Time line: ~3 months
What we can help you achieve:
API Bank Account
Processing ARCA Tax Benefits
Core Banking
Platform Operational Maintenance
Biometric KYC
Modules: Loan / Payment Services / Accounts Paid / Credit & Debit Card / Payment & Collections *QR